Personal Loans From A Local Bank That Cares

Need a loan & need it fast?

Get a personal loan quickly for your new car, boat, ATV, motor home, home remodel, vacation or wedding from First National Bank of River Falls. You’ll work with our local lenders from start to finish and experience the personal care that only First National Bank of River Falls can deliver.

HELOC - Home Equity Line of Credit

Expect the unexpected. For flexible access to your money when you need it, a Home Equity Line of Credit is a great way to pay for a new car, vacation, wedding, or home improvements.

  • Choose between a variable or fixed rate loan
  • Choose your payback method, interest only or 2% of your outstanding balance

Fixed Home Equity Mortgage

Perfect if you are looking to use the equity in your home for a one time purchase.

  • You like the idea of a longer amortized fixed rate product
  • You know your rate, payment and term – no surprises

Both our HELOC and Fixed Home Equity Mortgages may be tax deductible, check with your tax advisor. Closing costs, fees and loan to value requirements apply.

Apply Local. Borrow Local. Decisions made Local.

Meet Our Consumer Lenders

If you are interested in additional information or are looking to start building credit, we'd be happy to help you. Please contact one of our Consumer Lenders.

Rachael Danielson

Relationship Banker & Consumer Lender

Prescott Office
715.262.8351
NMLS# 2467148
Contact Rachael
Rachael Danielson
Relationship Banker & Consumer Lender
Phone: 715.262.8351
Office: Prescott Office
Email: Rachael Danielson
NMLS#: 2467148

Rebecca Helgeson

Mortgage & Consumer Loan Officer


River Falls Office
715.426.3103
NMLS# 1872213
Contact Rebecca
Rebecca Helgeson

Mortgage & Consumer Loan Officer

Phone: 715.426.3103
Office: River Falls Office
Email: Rebecca Helgeson
NMLS#: 1872213